Pet Health Insurance – General Information On Pet Health Insurance
By Daan Theron
Purchasing pet health insurance can help save you a lot of money on veterinary bills during your pet’s lifetime. It is estimated that one in three pets need veterinary treatment each year. Here are some general information on pet health insurance.
Pet Health Insurance and Veterinary Care
Pet insurance does not pay for preventive veterinary care or elective veterinary care. Veterinary costs have sky rocketed and even a simple problem can cost you thousands of dollars to fix. Depending on the treatment needed, the cost can leave the you with huge veterinary bills.
Pet Health Insurance Coverage
The idea of health care insurance coverage for household pets has been around for awhile now. The same fees, deductibles, coverage rates and plans are all in place. Different plans are based on the age, species, and general health of your pet.
Like human healthcare plans emergency coverage begins right away, but you might have to wait a month or so for the other benefits to kick in.
If you are looking for pet insurance to provide cover for routine treatments such as teeth cleaning, vaccinations or nail trimming: forget it. Policies which provide that are very rare.
Pet Health Insurance Policy
Pet insurance is similar to a health policy. If the pet is ill or injured, then the pet is cared for by the vet and claims are sent to the policy provider for disbursements. The policy assists the owners financially, thus saving them steep expenses when visiting the veterinarian. Generally a pet insurance policy pays for unexpected illness, accidents, injuries, or some other emergency.
Pet Sitter’s Insurance Policies
Pet sitters and dog walkers around the world are coming to see that it is essential to their business (whether part-time or full-time) to have pet sitter’s insurance. The insurance industry has risen to the occasion and now offers policies to those who care for pets.
Pet Health Insurance Companies
There are many companies that offer pet health insurance and you should ask your veterinarian what companies he or she recommends. Pet insurance is currently offered by several different companies in North America.
By doing a simple Google search, you may find companies that provide pet insurance online. If you have more than one pet to insure, many online companies will often offer discounts for multiple pets.
Pet Health Insurance and Pet Illness
Pet health insurance plans can take care of your pet’s health needs such as annual checkups, vaccinations and heartworm preventative medication.
Basic accident plans don’t cover expenses related to illness or disease.
A number of leading pet insurance providers now offer pet owners travel pet insurance. This can give pet owners the comfort of knowing that their pet will be insured against any illness or mishap that may occur while they are away from home.
Would you be able to find the cash for major veterinary work should your pet be in desperate need for it? If your answer is no, then you might consider pet health insurance.
Copyright 2007 – Dan Theron. All Rights Reserved Worldwide. Reprint Rights: You may reprint this article as long as you leave all of the links active, do not edit the article in any way, give author name credit and follow all of the EzineArticles terms of service for Publishers.
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